LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,916
−HK$2,565/mo
▼ 0.25% · 3.875%
HK$42,188
−HK$1,293/mo
Today · 4.125%
HK$43,481
baseline
▲ 0.50% · 4.625%
HK$46,127
+HK$2,646/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,962/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,518
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,739
−HK$1,239/mo
Today · 4.125%
HK$47,978
baseline
▲ 0.50% · 4.625%
HK$50,507
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,956/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,099
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,626
−HK$1,552/mo
Today · 4.125%
HK$52,178
baseline
▲ 0.50% · 4.625%
HK$55,353
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,356/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,622
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,087
−HK$1,486/mo
Today · 4.125%
HK$57,573
baseline
▲ 0.50% · 4.625%
HK$60,608
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,146/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,282
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,064
−HK$1,810/mo
Today · 4.125%
HK$60,874
baseline
▲ 0.50% · 4.625%
HK$64,578
+HK$3,704/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,748/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,726
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,435
−HK$1,734/mo
Today · 4.125%
HK$67,169
baseline
▲ 0.50% · 4.625%
HK$70,709
+HK$3,540/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,338/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,648
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,939
−HK$2,328/mo
Today · 4.125%
HK$78,267
baseline
▲ 0.50% · 4.625%
HK$83,029
+HK$4,762/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,534/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,881 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,933
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,130
−HK$2,230/mo
Today · 4.125%
HK$86,360
baseline
▲ 0.50% · 4.625%
HK$90,912
+HK$4,552/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,720/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,881 · Scale 2, in force from 26 Feb 2026)