LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,916
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,189
−HK$1,293/mo
Today · 4.125%
HK$43,482
baseline
▲ 0.50% · 4.625%
HK$46,128
+HK$2,646/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,964/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,519
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,740
−HK$1,238/mo
Today · 4.125%
HK$47,978
baseline
▲ 0.50% · 4.625%
HK$50,507
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,956/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,100
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,627
−HK$1,552/mo
Today · 4.125%
HK$52,179
baseline
▲ 0.50% · 4.625%
HK$55,353
+HK$3,174/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,358/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,623
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,088
−HK$1,486/mo
Today · 4.125%
HK$57,574
baseline
▲ 0.50% · 4.625%
HK$60,609
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,148/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,283
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,065
−HK$1,810/mo
Today · 4.125%
HK$60,875
baseline
▲ 0.50% · 4.625%
HK$64,579
+HK$3,704/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,750/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,727
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,436
−HK$1,733/mo
Today · 4.125%
HK$67,169
baseline
▲ 0.50% · 4.625%
HK$70,710
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,338/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,649
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,940
−HK$2,328/mo
Today · 4.125%
HK$78,268
baseline
▲ 0.50% · 4.625%
HK$83,030
+HK$4,762/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,536/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,934
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,132
−HK$2,229/mo
Today · 4.125%
HK$86,361
baseline
▲ 0.50% · 4.625%
HK$90,913
+HK$4,552/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,722/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,890 · Scale 2, in force from 26 Feb 2026)