LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,917
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,190
−HK$1,293/mo
Today · 4.125%
HK$43,483
baseline
▲ 0.50% · 4.625%
HK$46,129
+HK$2,646/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,966/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,520
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,741
−HK$1,238/mo
Today · 4.125%
HK$47,979
baseline
▲ 0.50% · 4.625%
HK$50,508
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,958/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$672,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,101
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,628
−HK$1,552/mo
Today · 4.125%
HK$52,180
baseline
▲ 0.50% · 4.625%
HK$55,355
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,360/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,624
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,089
−HK$1,486/mo
Today · 4.125%
HK$57,575
baseline
▲ 0.50% · 4.625%
HK$60,610
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,150/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,284
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,066
−HK$1,810/mo
Today · 4.125%
HK$60,876
baseline
▲ 0.50% · 4.625%
HK$64,580
+HK$3,704/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,752/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,728
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,437
−HK$1,734/mo
Today · 4.125%
HK$67,171
baseline
▲ 0.50% · 4.625%
HK$70,712
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,342/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,651
−HK$4,618/mo
▼ 0.25% · 3.875%
HK$75,942
−HK$2,327/mo
Today · 4.125%
HK$78,269
baseline
▲ 0.50% · 4.625%
HK$83,032
+HK$4,763/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,538/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,904 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,936
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,133
−HK$2,230/mo
Today · 4.125%
HK$86,363
baseline
▲ 0.50% · 4.625%
HK$90,915
+HK$4,552/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,726/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,904 · Scale 2, in force from 26 Feb 2026)