LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,920
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,193
−HK$1,293/mo
Today · 4.125%
HK$43,486
baseline
▲ 0.50% · 4.625%
HK$46,132
+HK$2,646/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,972/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$672,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,523
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,744
−HK$1,239/mo
Today · 4.125%
HK$47,983
baseline
▲ 0.50% · 4.625%
HK$50,512
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,966/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$672,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,104
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,632
−HK$1,552/mo
Today · 4.125%
HK$52,184
baseline
▲ 0.50% · 4.625%
HK$55,359
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,368/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,628
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,093
−HK$1,486/mo
Today · 4.125%
HK$57,579
baseline
▲ 0.50% · 4.625%
HK$60,614
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,158/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,288
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,070
−HK$1,811/mo
Today · 4.125%
HK$60,881
baseline
▲ 0.50% · 4.625%
HK$64,585
+HK$3,704/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,762/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,733
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,442
−HK$1,734/mo
Today · 4.125%
HK$67,176
baseline
▲ 0.50% · 4.625%
HK$70,717
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,352/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,656
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,948
−HK$2,327/mo
Today · 4.125%
HK$78,275
baseline
▲ 0.50% · 4.625%
HK$83,038
+HK$4,763/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,550/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,955 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,942
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,140
−HK$2,229/mo
Today · 4.125%
HK$86,369
baseline
▲ 0.50% · 4.625%
HK$90,922
+HK$4,553/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,738/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,955 · Scale 2, in force from 26 Feb 2026)