LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,921
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,193
−HK$1,294/mo
Today · 4.125%
HK$43,487
baseline
▲ 0.50% · 4.625%
HK$46,133
+HK$2,646/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,974/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$672,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,524
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,745
−HK$1,238/mo
Today · 4.125%
HK$47,983
baseline
▲ 0.50% · 4.625%
HK$50,512
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,966/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$672,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,105
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,632
−HK$1,552/mo
Today · 4.125%
HK$52,184
baseline
▲ 0.50% · 4.625%
HK$55,359
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,368/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,628
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,094
−HK$1,486/mo
Today · 4.125%
HK$57,580
baseline
▲ 0.50% · 4.625%
HK$60,615
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,160/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,289
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,071
−HK$1,810/mo
Today · 4.125%
HK$60,881
baseline
▲ 0.50% · 4.625%
HK$64,586
+HK$3,705/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,762/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,733
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,442
−HK$1,734/mo
Today · 4.125%
HK$67,176
baseline
▲ 0.50% · 4.625%
HK$70,717
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,352/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,657
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,948
−HK$2,328/mo
Today · 4.125%
HK$78,276
baseline
▲ 0.50% · 4.625%
HK$83,039
+HK$4,763/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,552/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,960 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,943
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,140
−HK$2,230/mo
Today · 4.125%
HK$86,370
baseline
▲ 0.50% · 4.625%
HK$90,922
+HK$4,552/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,740/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,960 · Scale 2, in force from 26 Feb 2026)