LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,921
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,194
−HK$1,293/mo
Today · 4.125%
HK$43,487
baseline
▲ 0.50% · 4.625%
HK$46,134
+HK$2,647/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,974/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$672,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,525
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,746
−HK$1,238/mo
Today · 4.125%
HK$47,984
baseline
▲ 0.50% · 4.625%
HK$50,513
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,968/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$672,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,106
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,633
−HK$1,552/mo
Today · 4.125%
HK$52,185
baseline
▲ 0.50% · 4.625%
HK$55,360
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,370/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,095
−HK$1,486/mo
Today · 4.125%
HK$57,581
baseline
▲ 0.50% · 4.625%
HK$60,616
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,162/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,290
−HK$3,592/mo
▼ 0.25% · 3.875%
HK$59,072
−HK$1,810/mo
Today · 4.125%
HK$60,882
baseline
▲ 0.50% · 4.625%
HK$64,587
+HK$3,705/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,764/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,734
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,444
−HK$1,734/mo
Today · 4.125%
HK$67,178
baseline
▲ 0.50% · 4.625%
HK$70,719
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,356/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,658
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,950
−HK$2,327/mo
Today · 4.125%
HK$78,277
baseline
▲ 0.50% · 4.625%
HK$83,040
+HK$4,763/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,554/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,974 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,944
−HK$4,427/mo
▼ 0.25% · 3.875%
HK$84,142
−HK$2,229/mo
Today · 4.125%
HK$86,371
baseline
▲ 0.50% · 4.625%
HK$90,924
+HK$4,553/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,742/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,974 · Scale 2, in force from 26 Feb 2026)