LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,923
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,196
−HK$1,293/mo
Today · 4.125%
HK$43,489
baseline
▲ 0.50% · 4.625%
HK$46,135
+HK$2,646/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,978/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$672,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,526
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,747
−HK$1,239/mo
Today · 4.125%
HK$47,986
baseline
▲ 0.50% · 4.625%
HK$50,515
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,972/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$672,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,108
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,635
−HK$1,552/mo
Today · 4.125%
HK$52,187
baseline
▲ 0.50% · 4.625%
HK$55,362
+HK$3,175/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,374/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,632
−HK$2,951/mo
▼ 0.25% · 3.875%
HK$56,097
−HK$1,486/mo
Today · 4.125%
HK$57,583
baseline
▲ 0.50% · 4.625%
HK$60,619
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,166/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$672,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,292
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,074
−HK$1,811/mo
Today · 4.125%
HK$60,885
baseline
▲ 0.50% · 4.625%
HK$64,590
+HK$3,705/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,770/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,737
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,446
−HK$1,734/mo
Today · 4.125%
HK$67,180
baseline
▲ 0.50% · 4.625%
HK$70,722
+HK$3,542/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,360/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$672,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,661
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$75,953
−HK$2,328/mo
Today · 4.125%
HK$78,281
baseline
▲ 0.50% · 4.625%
HK$83,044
+HK$4,763/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,562/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,947
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,145
−HK$2,230/mo
Today · 4.125%
HK$86,375
baseline
▲ 0.50% · 4.625%
HK$90,928
+HK$4,553/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,750/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$672,999 · Scale 2, in force from 26 Feb 2026)