LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,925
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,198
−HK$1,293/mo
Today · 4.125%
HK$43,491
baseline
▲ 0.50% · 4.625%
HK$46,138
+HK$2,647/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,982/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,528
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,750
−HK$1,238/mo
Today · 4.125%
HK$47,988
baseline
▲ 0.50% · 4.625%
HK$50,518
+HK$2,530/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,976/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,110
−HK$3,079/mo
▼ 0.25% · 3.875%
HK$50,637
−HK$1,552/mo
Today · 4.125%
HK$52,189
baseline
▲ 0.50% · 4.625%
HK$55,365
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,378/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,634
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,099
−HK$1,487/mo
Today · 4.125%
HK$57,586
baseline
▲ 0.50% · 4.625%
HK$60,621
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,172/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,295
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,077
−HK$1,811/mo
Today · 4.125%
HK$60,888
baseline
▲ 0.50% · 4.625%
HK$64,593
+HK$3,705/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,776/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,740
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,449
−HK$1,735/mo
Today · 4.125%
HK$67,184
baseline
▲ 0.50% · 4.625%
HK$70,725
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,368/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,665
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,956
−HK$2,328/mo
Today · 4.125%
HK$78,284
baseline
▲ 0.50% · 4.625%
HK$83,048
+HK$4,764/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,568/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,951
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,149
−HK$2,230/mo
Today · 4.125%
HK$86,379
baseline
▲ 0.50% · 4.625%
HK$90,932
+HK$4,553/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,758/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,031 · Scale 2, in force from 26 Feb 2026)