LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,925
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,198
−HK$1,294/mo
Today · 4.125%
HK$43,492
baseline
▲ 0.50% · 4.625%
HK$46,138
+HK$2,646/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,984/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,529
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,750
−HK$1,239/mo
Today · 4.125%
HK$47,989
baseline
▲ 0.50% · 4.625%
HK$50,518
+HK$2,529/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,978/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,110
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,638
−HK$1,552/mo
Today · 4.125%
HK$52,190
baseline
▲ 0.50% · 4.625%
HK$55,366
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,380/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,635
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,100
−HK$1,487/mo
Today · 4.125%
HK$57,587
baseline
▲ 0.50% · 4.625%
HK$60,622
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,174/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,295
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,078
−HK$1,810/mo
Today · 4.125%
HK$60,888
baseline
▲ 0.50% · 4.625%
HK$64,593
+HK$3,705/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,776/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,741
−HK$3,443/mo
▼ 0.25% · 3.875%
HK$65,450
−HK$1,734/mo
Today · 4.125%
HK$67,184
baseline
▲ 0.50% · 4.625%
HK$70,726
+HK$3,542/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,368/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,666
−HK$4,619/mo
▼ 0.25% · 3.875%
HK$75,957
−HK$2,328/mo
Today · 4.125%
HK$78,285
baseline
▲ 0.50% · 4.625%
HK$83,049
+HK$4,764/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,570/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,952
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,150
−HK$2,230/mo
Today · 4.125%
HK$86,380
baseline
▲ 0.50% · 4.625%
HK$90,933
+HK$4,553/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,760/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,039 · Scale 2, in force from 26 Feb 2026)