LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,927
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,200
−HK$1,293/mo
Today · 4.125%
HK$43,493
baseline
▲ 0.50% · 4.625%
HK$46,140
+HK$2,647/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,986/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,531
−HK$2,459/mo
▼ 0.25% · 3.875%
HK$46,752
−HK$1,238/mo
Today · 4.125%
HK$47,990
baseline
▲ 0.50% · 4.625%
HK$50,520
+HK$2,530/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,980/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,112
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,640
−HK$1,552/mo
Today · 4.125%
HK$52,192
baseline
▲ 0.50% · 4.625%
HK$55,368
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,384/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,637
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,102
−HK$1,487/mo
Today · 4.125%
HK$57,589
baseline
▲ 0.50% · 4.625%
HK$60,624
+HK$3,035/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,178/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,297
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,080
−HK$1,810/mo
Today · 4.125%
HK$60,890
baseline
▲ 0.50% · 4.625%
HK$64,596
+HK$3,706/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,780/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,743
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,452
−HK$1,735/mo
Today · 4.125%
HK$67,187
baseline
▲ 0.50% · 4.625%
HK$70,728
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,374/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,668
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$75,960
−HK$2,328/mo
Today · 4.125%
HK$78,288
baseline
▲ 0.50% · 4.625%
HK$83,051
+HK$4,763/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,576/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,062 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,955
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,153
−HK$2,230/mo
Today · 4.125%
HK$86,383
baseline
▲ 0.50% · 4.625%
HK$90,936
+HK$4,553/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,766/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,062 · Scale 2, in force from 26 Feb 2026)