LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,930
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,203
−HK$1,293/mo
Today · 4.125%
HK$43,496
baseline
▲ 0.50% · 4.625%
HK$46,143
+HK$2,647/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,992/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,534
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,755
−HK$1,239/mo
Today · 4.125%
HK$47,994
baseline
▲ 0.50% · 4.625%
HK$50,524
+HK$2,530/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,988/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,116
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,643
−HK$1,553/mo
Today · 4.125%
HK$52,196
baseline
▲ 0.50% · 4.625%
HK$55,372
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,392/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,641
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,106
−HK$1,487/mo
Today · 4.125%
HK$57,593
baseline
▲ 0.50% · 4.625%
HK$60,629
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,186/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,302
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,084
−HK$1,811/mo
Today · 4.125%
HK$60,895
baseline
▲ 0.50% · 4.625%
HK$64,600
+HK$3,705/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,790/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,747
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,457
−HK$1,735/mo
Today · 4.125%
HK$67,192
baseline
▲ 0.50% · 4.625%
HK$70,733
+HK$3,541/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,384/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,673
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$75,965
−HK$2,328/mo
Today · 4.125%
HK$78,293
baseline
▲ 0.50% · 4.625%
HK$83,057
+HK$4,764/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,586/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,111 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,961
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,159
−HK$2,230/mo
Today · 4.125%
HK$86,389
baseline
▲ 0.50% · 4.625%
HK$90,943
+HK$4,554/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,778/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,111 · Scale 2, in force from 26 Feb 2026)