LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,930
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,204
−HK$1,293/mo
Today · 4.125%
HK$43,497
baseline
▲ 0.50% · 4.625%
HK$46,144
+HK$2,647/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$86,994/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,535
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,756
−HK$1,239/mo
Today · 4.125%
HK$47,995
baseline
▲ 0.50% · 4.625%
HK$50,525
+HK$2,530/mo
Deposit HK$8.97M · loan HK$8.97M · min. income ≈ HK$95,990/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,117
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,644
−HK$1,553/mo
Today · 4.125%
HK$52,197
baseline
▲ 0.50% · 4.625%
HK$55,373
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,394/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,642
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,107
−HK$1,487/mo
Today · 4.125%
HK$57,594
baseline
▲ 0.50% · 4.625%
HK$60,630
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,188/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,303
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,085
−HK$1,811/mo
Today · 4.125%
HK$60,896
baseline
▲ 0.50% · 4.625%
HK$64,601
+HK$3,705/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$121,792/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,749
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,458
−HK$1,735/mo
Today · 4.125%
HK$67,193
baseline
▲ 0.50% · 4.625%
HK$70,735
+HK$3,542/mo
Deposit HK$5.38M · loan HK$12.56M · min. income ≈ HK$134,386/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,675
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$75,967
−HK$2,328/mo
Today · 4.125%
HK$78,295
baseline
▲ 0.50% · 4.625%
HK$83,059
+HK$4,764/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$156,590/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,123 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,962
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,161
−HK$2,230/mo
Today · 4.125%
HK$86,391
baseline
▲ 0.50% · 4.625%
HK$90,944
+HK$4,553/mo
Deposit HK$1.79M · loan HK$16.15M · min. income ≈ HK$172,782/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,123 · Scale 2, in force from 26 Feb 2026)