LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,931
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,205
−HK$1,293/mo
Today · 4.125%
HK$43,498
baseline
▲ 0.50% · 4.625%
HK$46,145
+HK$2,647/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$86,996/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,536
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,757
−HK$1,239/mo
Today · 4.125%
HK$47,996
baseline
▲ 0.50% · 4.625%
HK$50,526
+HK$2,530/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$95,992/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,118
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,645
−HK$1,553/mo
Today · 4.125%
HK$52,198
baseline
▲ 0.50% · 4.625%
HK$55,374
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,396/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,643
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,108
−HK$1,487/mo
Today · 4.125%
HK$57,595
baseline
▲ 0.50% · 4.625%
HK$60,631
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,190/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,304
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,086
−HK$1,811/mo
Today · 4.125%
HK$60,897
baseline
▲ 0.50% · 4.625%
HK$64,603
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,794/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,750
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,460
−HK$1,734/mo
Today · 4.125%
HK$67,194
baseline
▲ 0.50% · 4.625%
HK$70,736
+HK$3,542/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,388/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,676
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,968
−HK$2,329/mo
Today · 4.125%
HK$78,297
baseline
▲ 0.50% · 4.625%
HK$83,061
+HK$4,764/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,594/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,964
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,163
−HK$2,230/mo
Today · 4.125%
HK$86,393
baseline
▲ 0.50% · 4.625%
HK$90,947
+HK$4,554/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,786/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,138 · Scale 2, in force from 26 Feb 2026)