LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,933
−HK$2,566/mo
▼ 0.25% · 3.875%
HK$42,206
−HK$1,293/mo
Today · 4.125%
HK$43,499
baseline
▲ 0.50% · 4.625%
HK$46,146
+HK$2,647/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$86,998/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,537
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,758
−HK$1,239/mo
Today · 4.125%
HK$47,997
baseline
▲ 0.50% · 4.625%
HK$50,527
+HK$2,530/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$95,994/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,119
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,647
−HK$1,552/mo
Today · 4.125%
HK$52,199
baseline
▲ 0.50% · 4.625%
HK$55,375
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,398/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,644
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,110
−HK$1,487/mo
Today · 4.125%
HK$57,597
baseline
▲ 0.50% · 4.625%
HK$60,633
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,194/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,306
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,088
−HK$1,811/mo
Today · 4.125%
HK$60,899
baseline
▲ 0.50% · 4.625%
HK$64,605
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,798/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,752
−HK$3,444/mo
▼ 0.25% · 3.875%
HK$65,462
−HK$1,734/mo
Today · 4.125%
HK$67,196
baseline
▲ 0.50% · 4.625%
HK$70,738
+HK$3,542/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,392/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,679
−HK$4,620/mo
▼ 0.25% · 3.875%
HK$75,970
−HK$2,329/mo
Today · 4.125%
HK$78,299
baseline
▲ 0.50% · 4.625%
HK$83,063
+HK$4,764/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,598/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,967
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,165
−HK$2,230/mo
Today · 4.125%
HK$86,395
baseline
▲ 0.50% · 4.625%
HK$90,949
+HK$4,554/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,790/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,157 · Scale 2, in force from 26 Feb 2026)