LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,934
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,207
−HK$1,294/mo
Today · 4.125%
HK$43,501
baseline
▲ 0.50% · 4.625%
HK$46,148
+HK$2,647/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,002/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,539
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,760
−HK$1,239/mo
Today · 4.125%
HK$47,999
baseline
▲ 0.50% · 4.625%
HK$50,529
+HK$2,530/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$95,998/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,121
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,649
−HK$1,552/mo
Today · 4.125%
HK$52,201
baseline
▲ 0.50% · 4.625%
HK$55,378
+HK$3,177/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,402/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,647
−HK$2,952/mo
▼ 0.25% · 3.875%
HK$56,112
−HK$1,487/mo
Today · 4.125%
HK$57,599
baseline
▲ 0.50% · 4.625%
HK$60,635
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,198/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,308
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,090
−HK$1,811/mo
Today · 4.125%
HK$60,901
baseline
▲ 0.50% · 4.625%
HK$64,607
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,802/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,754
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,464
−HK$1,735/mo
Today · 4.125%
HK$67,199
baseline
▲ 0.50% · 4.625%
HK$70,741
+HK$3,542/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,398/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,681
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,973
−HK$2,329/mo
Today · 4.125%
HK$78,302
baseline
▲ 0.50% · 4.625%
HK$83,066
+HK$4,764/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,604/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,970
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,168
−HK$2,230/mo
Today · 4.125%
HK$86,398
baseline
▲ 0.50% · 4.625%
HK$90,953
+HK$4,555/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,796/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,183 · Scale 2, in force from 26 Feb 2026)