LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,935
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,208
−HK$1,294/mo
Today · 4.125%
HK$43,502
baseline
▲ 0.50% · 4.625%
HK$46,149
+HK$2,647/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,004/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,539
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,761
−HK$1,239/mo
Today · 4.125%
HK$48,000
baseline
▲ 0.50% · 4.625%
HK$50,530
+HK$2,530/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,000/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,122
−HK$3,080/mo
▼ 0.25% · 3.875%
HK$50,649
−HK$1,553/mo
Today · 4.125%
HK$52,202
baseline
▲ 0.50% · 4.625%
HK$55,378
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,404/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,647
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,113
−HK$1,487/mo
Today · 4.125%
HK$57,600
baseline
▲ 0.50% · 4.625%
HK$60,636
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,200/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,308
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,091
−HK$1,811/mo
Today · 4.125%
HK$60,902
baseline
▲ 0.50% · 4.625%
HK$64,608
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,804/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,755
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,465
−HK$1,735/mo
Today · 4.125%
HK$67,200
baseline
▲ 0.50% · 4.625%
HK$70,742
+HK$3,542/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,400/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,682
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,974
−HK$2,329/mo
Today · 4.125%
HK$78,303
baseline
▲ 0.50% · 4.625%
HK$83,067
+HK$4,764/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,606/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,971
−HK$4,428/mo
▼ 0.25% · 3.875%
HK$84,169
−HK$2,230/mo
Today · 4.125%
HK$86,399
baseline
▲ 0.50% · 4.625%
HK$90,954
+HK$4,555/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,798/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,191 · Scale 2, in force from 26 Feb 2026)