LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,936
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,209
−HK$1,294/mo
Today · 4.125%
HK$43,503
baseline
▲ 0.50% · 4.625%
HK$46,150
+HK$2,647/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,006/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,541
−HK$2,460/mo
▼ 0.25% · 3.875%
HK$46,762
−HK$1,239/mo
Today · 4.125%
HK$48,001
baseline
▲ 0.50% · 4.625%
HK$50,532
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,002/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,123
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,651
−HK$1,553/mo
Today · 4.125%
HK$52,204
baseline
▲ 0.50% · 4.625%
HK$55,380
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,408/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,649
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,115
−HK$1,487/mo
Today · 4.125%
HK$57,602
baseline
▲ 0.50% · 4.625%
HK$60,638
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,204/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,311
−HK$3,593/mo
▼ 0.25% · 3.875%
HK$59,093
−HK$1,811/mo
Today · 4.125%
HK$60,904
baseline
▲ 0.50% · 4.625%
HK$64,610
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,808/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,757
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,467
−HK$1,735/mo
Today · 4.125%
HK$67,202
baseline
▲ 0.50% · 4.625%
HK$70,744
+HK$3,542/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,404/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,685
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,977
−HK$2,329/mo
Today · 4.125%
HK$78,306
baseline
▲ 0.50% · 4.625%
HK$83,070
+HK$4,764/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,612/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,974
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,172
−HK$2,231/mo
Today · 4.125%
HK$86,403
baseline
▲ 0.50% · 4.625%
HK$90,957
+HK$4,554/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,806/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,215 · Scale 2, in force from 26 Feb 2026)