LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,938
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,212
−HK$1,293/mo
Today · 4.125%
HK$43,505
baseline
▲ 0.50% · 4.625%
HK$46,153
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,010/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,543
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,765
−HK$1,239/mo
Today · 4.125%
HK$48,004
baseline
▲ 0.50% · 4.625%
HK$50,534
+HK$2,530/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,008/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,126
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,654
−HK$1,553/mo
Today · 4.125%
HK$52,207
baseline
▲ 0.50% · 4.625%
HK$55,383
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,414/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,652
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,118
−HK$1,487/mo
Today · 4.125%
HK$57,605
baseline
▲ 0.50% · 4.625%
HK$60,641
+HK$3,036/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,210/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,314
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,096
−HK$1,812/mo
Today · 4.125%
HK$60,908
baseline
▲ 0.50% · 4.625%
HK$64,614
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,816/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,761
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,471
−HK$1,735/mo
Today · 4.125%
HK$67,206
baseline
▲ 0.50% · 4.625%
HK$70,748
+HK$3,542/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,412/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,689
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,981
−HK$2,329/mo
Today · 4.125%
HK$78,310
baseline
▲ 0.50% · 4.625%
HK$83,075
+HK$4,765/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,620/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,978
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,177
−HK$2,230/mo
Today · 4.125%
HK$86,407
baseline
▲ 0.50% · 4.625%
HK$90,962
+HK$4,555/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,814/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,251 · Scale 2, in force from 26 Feb 2026)