LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,940
−HK$2,567/mo
▼ 0.25% · 3.875%
HK$42,213
−HK$1,294/mo
Today · 4.125%
HK$43,507
baseline
▲ 0.50% · 4.625%
HK$46,155
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,014/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,545
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,767
−HK$1,239/mo
Today · 4.125%
HK$48,006
baseline
▲ 0.50% · 4.625%
HK$50,536
+HK$2,530/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,012/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,128
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,656
−HK$1,553/mo
Today · 4.125%
HK$52,209
baseline
▲ 0.50% · 4.625%
HK$55,385
+HK$3,176/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,418/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,654
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,120
−HK$1,487/mo
Today · 4.125%
HK$57,607
baseline
▲ 0.50% · 4.625%
HK$60,644
+HK$3,037/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,214/mo (50% DSR)
Upfront cash ≈ HK$7.85M (deposit + AVD stamp duty HK$673,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,316
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,099
−HK$1,811/mo
Today · 4.125%
HK$60,910
baseline
▲ 0.50% · 4.625%
HK$64,616
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,820/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,763
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,474
−HK$1,734/mo
Today · 4.125%
HK$67,208
baseline
▲ 0.50% · 4.625%
HK$70,751
+HK$3,543/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,416/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,692
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,984
−HK$2,329/mo
Today · 4.125%
HK$78,313
baseline
▲ 0.50% · 4.625%
HK$83,078
+HK$4,765/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,626/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,279 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,982
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,180
−HK$2,231/mo
Today · 4.125%
HK$86,411
baseline
▲ 0.50% · 4.625%
HK$90,966
+HK$4,555/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,822/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,279 · Scale 2, in force from 26 Feb 2026)