LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,941
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,215
−HK$1,294/mo
Today · 4.125%
HK$43,509
baseline
▲ 0.50% · 4.625%
HK$46,156
+HK$2,647/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,018/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,547
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,769
−HK$1,239/mo
Today · 4.125%
HK$48,008
baseline
▲ 0.50% · 4.625%
HK$50,538
+HK$2,530/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,016/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,130
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,658
−HK$1,553/mo
Today · 4.125%
HK$52,211
baseline
▲ 0.50% · 4.625%
HK$55,388
+HK$3,177/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,422/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,656
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,122
−HK$1,487/mo
Today · 4.125%
HK$57,609
baseline
▲ 0.50% · 4.625%
HK$60,646
+HK$3,037/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,218/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,318
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,101
−HK$1,811/mo
Today · 4.125%
HK$60,912
baseline
▲ 0.50% · 4.625%
HK$64,619
+HK$3,707/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,824/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,766
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,476
−HK$1,735/mo
Today · 4.125%
HK$67,211
baseline
▲ 0.50% · 4.625%
HK$70,754
+HK$3,543/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,422/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,695
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,987
−HK$2,329/mo
Today · 4.125%
HK$78,316
baseline
▲ 0.50% · 4.625%
HK$83,081
+HK$4,765/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,632/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,985
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,183
−HK$2,231/mo
Today · 4.125%
HK$86,414
baseline
▲ 0.50% · 4.625%
HK$90,969
+HK$4,555/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,828/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,305 · Scale 2, in force from 26 Feb 2026)