LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,943
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,217
−HK$1,294/mo
Today · 4.125%
HK$43,511
baseline
▲ 0.50% · 4.625%
HK$46,158
+HK$2,647/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,022/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,549
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,770
−HK$1,240/mo
Today · 4.125%
HK$48,010
baseline
▲ 0.50% · 4.625%
HK$50,540
+HK$2,530/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,020/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,132
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,660
−HK$1,553/mo
Today · 4.125%
HK$52,213
baseline
▲ 0.50% · 4.625%
HK$55,390
+HK$3,177/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,426/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,658
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,124
−HK$1,487/mo
Today · 4.125%
HK$57,611
baseline
▲ 0.50% · 4.625%
HK$60,648
+HK$3,037/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,222/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,320
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,103
−HK$1,812/mo
Today · 4.125%
HK$60,915
baseline
▲ 0.50% · 4.625%
HK$64,621
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,830/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,768
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,478
−HK$1,735/mo
Today · 4.125%
HK$67,213
baseline
▲ 0.50% · 4.625%
HK$70,756
+HK$3,543/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,426/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,697
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$75,990
−HK$2,329/mo
Today · 4.125%
HK$78,319
baseline
▲ 0.50% · 4.625%
HK$83,084
+HK$4,765/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,638/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,988
−HK$4,429/mo
▼ 0.25% · 3.875%
HK$84,187
−HK$2,230/mo
Today · 4.125%
HK$86,417
baseline
▲ 0.50% · 4.625%
HK$90,972
+HK$4,555/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,834/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,330 · Scale 2, in force from 26 Feb 2026)