LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,944
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,218
−HK$1,294/mo
Today · 4.125%
HK$43,512
baseline
▲ 0.50% · 4.625%
HK$46,159
+HK$2,647/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,024/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,550
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,772
−HK$1,239/mo
Today · 4.125%
HK$48,011
baseline
▲ 0.50% · 4.625%
HK$50,542
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,022/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,133
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,661
−HK$1,553/mo
Today · 4.125%
HK$52,214
baseline
▲ 0.50% · 4.625%
HK$55,391
+HK$3,177/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,428/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,660
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,126
−HK$1,487/mo
Today · 4.125%
HK$57,613
baseline
▲ 0.50% · 4.625%
HK$60,650
+HK$3,037/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,226/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,322
−HK$3,594/mo
▼ 0.25% · 3.875%
HK$59,105
−HK$1,811/mo
Today · 4.125%
HK$60,916
baseline
▲ 0.50% · 4.625%
HK$64,623
+HK$3,707/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,832/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,770
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,480
−HK$1,735/mo
Today · 4.125%
HK$67,215
baseline
▲ 0.50% · 4.625%
HK$70,758
+HK$3,543/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,430/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,700
−HK$4,621/mo
▼ 0.25% · 3.875%
HK$75,992
−HK$2,329/mo
Today · 4.125%
HK$78,321
baseline
▲ 0.50% · 4.625%
HK$83,087
+HK$4,766/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,642/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,990
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$84,189
−HK$2,231/mo
Today · 4.125%
HK$86,420
baseline
▲ 0.50% · 4.625%
HK$90,975
+HK$4,555/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,840/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,349 · Scale 2, in force from 26 Feb 2026)