LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,946
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,220
−HK$1,294/mo
Today · 4.125%
HK$43,514
baseline
▲ 0.50% · 4.625%
HK$46,162
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,028/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,552
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,774
−HK$1,239/mo
Today · 4.125%
HK$48,013
baseline
▲ 0.50% · 4.625%
HK$50,544
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,026/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,136
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,664
−HK$1,553/mo
Today · 4.125%
HK$52,217
baseline
▲ 0.50% · 4.625%
HK$55,394
+HK$3,177/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,434/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,663
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,129
−HK$1,487/mo
Today · 4.125%
HK$57,616
baseline
▲ 0.50% · 4.625%
HK$60,653
+HK$3,037/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,232/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,325
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,108
−HK$1,812/mo
Today · 4.125%
HK$60,920
baseline
▲ 0.50% · 4.625%
HK$64,626
+HK$3,706/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,840/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,773
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,484
−HK$1,735/mo
Today · 4.125%
HK$67,219
baseline
▲ 0.50% · 4.625%
HK$70,762
+HK$3,543/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,438/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,703
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$75,996
−HK$2,329/mo
Today · 4.125%
HK$78,325
baseline
▲ 0.50% · 4.625%
HK$83,091
+HK$4,766/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,650/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,994
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$84,193
−HK$2,231/mo
Today · 4.125%
HK$86,424
baseline
▲ 0.50% · 4.625%
HK$90,980
+HK$4,556/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,848/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,384 · Scale 2, in force from 26 Feb 2026)