LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,948
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,222
−HK$1,294/mo
Today · 4.125%
HK$43,516
baseline
▲ 0.50% · 4.625%
HK$46,164
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,032/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,555
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,776
−HK$1,240/mo
Today · 4.125%
HK$48,016
baseline
▲ 0.50% · 4.625%
HK$50,547
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,032/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,138
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,667
−HK$1,552/mo
Today · 4.125%
HK$52,219
baseline
▲ 0.50% · 4.625%
HK$55,397
+HK$3,178/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$104,438/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,666
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,132
−HK$1,487/mo
Today · 4.125%
HK$57,619
baseline
▲ 0.50% · 4.625%
HK$60,656
+HK$3,037/mo
Deposit HK$7.18M · loan HK$10.77M · min. income ≈ HK$115,238/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,328
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,111
−HK$1,812/mo
Today · 4.125%
HK$60,923
baseline
▲ 0.50% · 4.625%
HK$64,630
+HK$3,707/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,846/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,777
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,487
−HK$1,735/mo
Today · 4.125%
HK$67,222
baseline
▲ 0.50% · 4.625%
HK$70,766
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,444/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,707
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$76,000
−HK$2,329/mo
Today · 4.125%
HK$78,329
baseline
▲ 0.50% · 4.625%
HK$83,095
+HK$4,766/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,658/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,998
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,198
−HK$2,231/mo
Today · 4.125%
HK$86,429
baseline
▲ 0.50% · 4.625%
HK$90,984
+HK$4,555/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,858/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,418 · Scale 2, in force from 26 Feb 2026)