LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,951
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,224
−HK$1,295/mo
Today · 4.125%
HK$43,519
baseline
▲ 0.50% · 4.625%
HK$46,167
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,038/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,557
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,779
−HK$1,240/mo
Today · 4.125%
HK$48,019
baseline
▲ 0.50% · 4.625%
HK$50,550
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,038/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,141
−HK$3,081/mo
▼ 0.25% · 3.875%
HK$50,669
−HK$1,553/mo
Today · 4.125%
HK$52,222
baseline
▲ 0.50% · 4.625%
HK$55,400
+HK$3,178/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$104,444/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,669
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,135
−HK$1,487/mo
Today · 4.125%
HK$57,622
baseline
▲ 0.50% · 4.625%
HK$60,660
+HK$3,038/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$115,244/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,331
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,114
−HK$1,812/mo
Today · 4.125%
HK$60,926
baseline
▲ 0.50% · 4.625%
HK$64,633
+HK$3,707/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,852/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,780
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,491
−HK$1,735/mo
Today · 4.125%
HK$67,226
baseline
▲ 0.50% · 4.625%
HK$70,769
+HK$3,543/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,452/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,711
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,004
−HK$2,330/mo
Today · 4.125%
HK$78,334
baseline
▲ 0.50% · 4.625%
HK$83,100
+HK$4,766/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,668/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,003
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$84,202
−HK$2,231/mo
Today · 4.125%
HK$86,433
baseline
▲ 0.50% · 4.625%
HK$90,989
+HK$4,556/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,866/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,455 · Scale 2, in force from 26 Feb 2026)