LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,952
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,225
−HK$1,295/mo
Today · 4.125%
HK$43,520
baseline
▲ 0.50% · 4.625%
HK$46,168
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,040/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,558
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,780
−HK$1,240/mo
Today · 4.125%
HK$48,020
baseline
▲ 0.50% · 4.625%
HK$50,551
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,040/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,142
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,671
−HK$1,553/mo
Today · 4.125%
HK$52,224
baseline
▲ 0.50% · 4.625%
HK$55,401
+HK$3,177/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$104,448/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,670
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,136
−HK$1,488/mo
Today · 4.125%
HK$57,624
baseline
▲ 0.50% · 4.625%
HK$60,661
+HK$3,037/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$115,248/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,332
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,116
−HK$1,811/mo
Today · 4.125%
HK$60,927
baseline
▲ 0.50% · 4.625%
HK$64,635
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,854/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,782
−HK$3,445/mo
▼ 0.25% · 3.875%
HK$65,492
−HK$1,735/mo
Today · 4.125%
HK$67,227
baseline
▲ 0.50% · 4.625%
HK$70,771
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,454/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,713
−HK$4,622/mo
▼ 0.25% · 3.875%
HK$76,006
−HK$2,329/mo
Today · 4.125%
HK$78,335
baseline
▲ 0.50% · 4.625%
HK$83,102
+HK$4,767/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,670/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,471 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,005
−HK$4,430/mo
▼ 0.25% · 3.875%
HK$84,204
−HK$2,231/mo
Today · 4.125%
HK$86,435
baseline
▲ 0.50% · 4.625%
HK$90,991
+HK$4,556/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,870/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,471 · Scale 2, in force from 26 Feb 2026)