LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,953
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,227
−HK$1,294/mo
Today · 4.125%
HK$43,521
baseline
▲ 0.50% · 4.625%
HK$46,169
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,042/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,560
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,782
−HK$1,239/mo
Today · 4.125%
HK$48,021
baseline
▲ 0.50% · 4.625%
HK$50,552
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,042/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,143
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,672
−HK$1,553/mo
Today · 4.125%
HK$52,225
baseline
▲ 0.50% · 4.625%
HK$55,403
+HK$3,178/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$104,450/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,672
−HK$2,953/mo
▼ 0.25% · 3.875%
HK$56,138
−HK$1,487/mo
Today · 4.125%
HK$57,625
baseline
▲ 0.50% · 4.625%
HK$60,663
+HK$3,038/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$115,250/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,334
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,117
−HK$1,812/mo
Today · 4.125%
HK$60,929
baseline
▲ 0.50% · 4.625%
HK$64,637
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,858/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,784
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,494
−HK$1,736/mo
Today · 4.125%
HK$67,230
baseline
▲ 0.50% · 4.625%
HK$70,773
+HK$3,543/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,460/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,715
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,008
−HK$2,330/mo
Today · 4.125%
HK$78,338
baseline
▲ 0.50% · 4.625%
HK$83,105
+HK$4,767/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,676/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,007
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,207
−HK$2,231/mo
Today · 4.125%
HK$86,438
baseline
▲ 0.50% · 4.625%
HK$90,994
+HK$4,556/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,876/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,492 · Scale 2, in force from 26 Feb 2026)