LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,953
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,227
−HK$1,295/mo
Today · 4.125%
HK$43,522
baseline
▲ 0.50% · 4.625%
HK$46,170
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,044/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,560
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,782
−HK$1,240/mo
Today · 4.125%
HK$48,022
baseline
▲ 0.50% · 4.625%
HK$50,553
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,044/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,144
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,673
−HK$1,553/mo
Today · 4.125%
HK$52,226
baseline
▲ 0.50% · 4.625%
HK$55,404
+HK$3,178/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$104,452/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,672
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,139
−HK$1,487/mo
Today · 4.125%
HK$57,626
baseline
▲ 0.50% · 4.625%
HK$60,664
+HK$3,038/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$115,252/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,335
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,118
−HK$1,812/mo
Today · 4.125%
HK$60,930
baseline
▲ 0.50% · 4.625%
HK$64,638
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,860/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,784
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,495
−HK$1,735/mo
Today · 4.125%
HK$67,230
baseline
▲ 0.50% · 4.625%
HK$70,774
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,460/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,716
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,009
−HK$2,330/mo
Today · 4.125%
HK$78,339
baseline
▲ 0.50% · 4.625%
HK$83,105
+HK$4,766/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,678/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,008
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,208
−HK$2,231/mo
Today · 4.125%
HK$86,439
baseline
▲ 0.50% · 4.625%
HK$90,995
+HK$4,556/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,878/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,500 · Scale 2, in force from 26 Feb 2026)