LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,954
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,228
−HK$1,294/mo
Today · 4.125%
HK$43,522
baseline
▲ 0.50% · 4.625%
HK$46,171
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,044/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,561
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,783
−HK$1,240/mo
Today · 4.125%
HK$48,023
baseline
▲ 0.50% · 4.625%
HK$50,554
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,046/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,145
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,674
−HK$1,553/mo
Today · 4.125%
HK$52,227
baseline
▲ 0.50% · 4.625%
HK$55,405
+HK$3,178/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$104,454/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,673
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,140
−HK$1,487/mo
Today · 4.125%
HK$57,627
baseline
▲ 0.50% · 4.625%
HK$60,665
+HK$3,038/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$115,254/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,336
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,119
−HK$1,812/mo
Today · 4.125%
HK$60,931
baseline
▲ 0.50% · 4.625%
HK$64,639
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,862/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,786
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,496
−HK$1,736/mo
Today · 4.125%
HK$67,232
baseline
▲ 0.50% · 4.625%
HK$70,776
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,464/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,717
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,011
−HK$2,329/mo
Today · 4.125%
HK$78,340
baseline
▲ 0.50% · 4.625%
HK$83,107
+HK$4,767/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,680/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,010
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,209
−HK$2,232/mo
Today · 4.125%
HK$86,441
baseline
▲ 0.50% · 4.625%
HK$90,997
+HK$4,556/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,882/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,513 · Scale 2, in force from 26 Feb 2026)