LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,956
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,230
−HK$1,294/mo
Today · 4.125%
HK$43,524
baseline
▲ 0.50% · 4.625%
HK$46,172
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,048/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,563
−HK$2,461/mo
▼ 0.25% · 3.875%
HK$46,785
−HK$1,239/mo
Today · 4.125%
HK$48,024
baseline
▲ 0.50% · 4.625%
HK$50,556
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,048/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,147
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,553/mo
Today · 4.125%
HK$52,229
baseline
▲ 0.50% · 4.625%
HK$55,407
+HK$3,178/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$104,458/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,675
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,142
−HK$1,487/mo
Today · 4.125%
HK$57,629
baseline
▲ 0.50% · 4.625%
HK$60,667
+HK$3,038/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$115,258/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,338
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,122
−HK$1,812/mo
Today · 4.125%
HK$60,934
baseline
▲ 0.50% · 4.625%
HK$64,641
+HK$3,707/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,868/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,788
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,499
−HK$1,735/mo
Today · 4.125%
HK$67,234
baseline
▲ 0.50% · 4.625%
HK$70,778
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,468/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,720
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,013
−HK$2,330/mo
Today · 4.125%
HK$78,343
baseline
▲ 0.50% · 4.625%
HK$83,110
+HK$4,767/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$156,686/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,539 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,013
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,213
−HK$2,231/mo
Today · 4.125%
HK$86,444
baseline
▲ 0.50% · 4.625%
HK$91,001
+HK$4,557/mo
Deposit HK$1.80M · loan HK$16.16M · min. income ≈ HK$172,888/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,539 · Scale 2, in force from 26 Feb 2026)