LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,956
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,230
−HK$1,294/mo
Today · 4.125%
HK$43,524
baseline
▲ 0.50% · 4.625%
HK$46,173
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,048/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,563
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,785
−HK$1,240/mo
Today · 4.125%
HK$48,025
baseline
▲ 0.50% · 4.625%
HK$50,556
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,050/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,147
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,676
−HK$1,553/mo
Today · 4.125%
HK$52,229
baseline
▲ 0.50% · 4.625%
HK$55,407
+HK$3,178/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$104,458/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,676
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,142
−HK$1,488/mo
Today · 4.125%
HK$57,630
baseline
▲ 0.50% · 4.625%
HK$60,668
+HK$3,038/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$115,260/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,339
−HK$3,595/mo
▼ 0.25% · 3.875%
HK$59,122
−HK$1,812/mo
Today · 4.125%
HK$60,934
baseline
▲ 0.50% · 4.625%
HK$64,642
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,868/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,789
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,499
−HK$1,736/mo
Today · 4.125%
HK$67,235
baseline
▲ 0.50% · 4.625%
HK$70,779
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,470/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,721
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,014
−HK$2,330/mo
Today · 4.125%
HK$78,344
baseline
▲ 0.50% · 4.625%
HK$83,111
+HK$4,767/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,688/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,014
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,213
−HK$2,232/mo
Today · 4.125%
HK$86,445
baseline
▲ 0.50% · 4.625%
HK$91,001
+HK$4,556/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,890/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,545 · Scale 2, in force from 26 Feb 2026)