LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,957
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,231
−HK$1,294/mo
Today · 4.125%
HK$43,525
baseline
▲ 0.50% · 4.625%
HK$46,174
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,050/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,564
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,786
−HK$1,240/mo
Today · 4.125%
HK$48,026
baseline
▲ 0.50% · 4.625%
HK$50,557
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,052/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,148
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,677
−HK$1,553/mo
Today · 4.125%
HK$52,230
baseline
▲ 0.50% · 4.625%
HK$55,409
+HK$3,179/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$104,460/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,677
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,144
−HK$1,487/mo
Today · 4.125%
HK$57,631
baseline
▲ 0.50% · 4.625%
HK$60,669
+HK$3,038/mo
Deposit HK$7.18M · loan HK$10.78M · min. income ≈ HK$115,262/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,340
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,123
−HK$1,813/mo
Today · 4.125%
HK$60,936
baseline
▲ 0.50% · 4.625%
HK$64,643
+HK$3,707/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,872/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,790
−HK$3,446/mo
▼ 0.25% · 3.875%
HK$65,501
−HK$1,735/mo
Today · 4.125%
HK$67,236
baseline
▲ 0.50% · 4.625%
HK$70,780
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,472/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,723
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,016
−HK$2,330/mo
Today · 4.125%
HK$78,346
baseline
▲ 0.50% · 4.625%
HK$83,113
+HK$4,767/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,692/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,016
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,215
−HK$2,232/mo
Today · 4.125%
HK$86,447
baseline
▲ 0.50% · 4.625%
HK$91,003
+HK$4,556/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,894/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,560 · Scale 2, in force from 26 Feb 2026)