LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,960
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,234
−HK$1,294/mo
Today · 4.125%
HK$43,528
baseline
▲ 0.50% · 4.625%
HK$46,177
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,056/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,567
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,789
−HK$1,240/mo
Today · 4.125%
HK$48,029
baseline
▲ 0.50% · 4.625%
HK$50,561
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,058/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,151
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,680
−HK$1,554/mo
Today · 4.125%
HK$52,234
baseline
▲ 0.50% · 4.625%
HK$55,412
+HK$3,178/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,468/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,681
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,147
−HK$1,488/mo
Today · 4.125%
HK$57,635
baseline
▲ 0.50% · 4.625%
HK$60,673
+HK$3,038/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,270/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,343
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,127
−HK$1,812/mo
Today · 4.125%
HK$60,939
baseline
▲ 0.50% · 4.625%
HK$64,647
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,878/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,794
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,505
−HK$1,736/mo
Today · 4.125%
HK$67,241
baseline
▲ 0.50% · 4.625%
HK$70,785
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,482/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,727
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,021
−HK$2,330/mo
Today · 4.125%
HK$78,351
baseline
▲ 0.50% · 4.625%
HK$83,118
+HK$4,767/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,702/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,602 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,021
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,221
−HK$2,231/mo
Today · 4.125%
HK$86,452
baseline
▲ 0.50% · 4.625%
HK$91,009
+HK$4,557/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,904/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,602 · Scale 2, in force from 26 Feb 2026)