LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,961
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,235
−HK$1,295/mo
Today · 4.125%
HK$43,530
baseline
▲ 0.50% · 4.625%
HK$46,178
+HK$2,648/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,060/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,569
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,791
−HK$1,240/mo
Today · 4.125%
HK$48,031
baseline
▲ 0.50% · 4.625%
HK$50,562
+HK$2,531/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,062/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,153
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,682
−HK$1,554/mo
Today · 4.125%
HK$52,236
baseline
▲ 0.50% · 4.625%
HK$55,414
+HK$3,178/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,472/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,682
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,149
−HK$1,488/mo
Today · 4.125%
HK$57,637
baseline
▲ 0.50% · 4.625%
HK$60,675
+HK$3,038/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,274/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,345
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,129
−HK$1,812/mo
Today · 4.125%
HK$60,941
baseline
▲ 0.50% · 4.625%
HK$64,650
+HK$3,709/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,882/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,796
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,507
−HK$1,736/mo
Today · 4.125%
HK$67,243
baseline
▲ 0.50% · 4.625%
HK$70,787
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,486/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,730
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,023
−HK$2,330/mo
Today · 4.125%
HK$78,353
baseline
▲ 0.50% · 4.625%
HK$83,121
+HK$4,768/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,706/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,024
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,223
−HK$2,232/mo
Today · 4.125%
HK$86,455
baseline
▲ 0.50% · 4.625%
HK$91,012
+HK$4,557/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,910/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,625 · Scale 2, in force from 26 Feb 2026)