LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,962
−HK$2,568/mo
▼ 0.25% · 3.875%
HK$42,236
−HK$1,294/mo
Today · 4.125%
HK$43,530
baseline
▲ 0.50% · 4.625%
HK$46,179
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,060/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,569
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,792
−HK$1,239/mo
Today · 4.125%
HK$48,031
baseline
▲ 0.50% · 4.625%
HK$50,563
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,062/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,154
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,683
−HK$1,553/mo
Today · 4.125%
HK$52,236
baseline
▲ 0.50% · 4.625%
HK$55,415
+HK$3,179/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,472/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,683
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,150
−HK$1,488/mo
Today · 4.125%
HK$57,638
baseline
▲ 0.50% · 4.625%
HK$60,676
+HK$3,038/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,276/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,346
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,130
−HK$1,812/mo
Today · 4.125%
HK$60,942
baseline
▲ 0.50% · 4.625%
HK$64,651
+HK$3,709/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,884/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,797
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,508
−HK$1,736/mo
Today · 4.125%
HK$67,244
baseline
▲ 0.50% · 4.625%
HK$70,788
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,488/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,731
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,024
−HK$2,330/mo
Today · 4.125%
HK$78,354
baseline
▲ 0.50% · 4.625%
HK$83,122
+HK$4,768/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,708/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,025
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,225
−HK$2,231/mo
Today · 4.125%
HK$86,456
baseline
▲ 0.50% · 4.625%
HK$91,014
+HK$4,558/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,912/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,635 · Scale 2, in force from 26 Feb 2026)