LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,962
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,236
−HK$1,295/mo
Today · 4.125%
HK$43,531
baseline
▲ 0.50% · 4.625%
HK$46,180
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,062/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,570
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,792
−HK$1,240/mo
Today · 4.125%
HK$48,032
baseline
▲ 0.50% · 4.625%
HK$50,564
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,064/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,155
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,684
−HK$1,553/mo
Today · 4.125%
HK$52,237
baseline
▲ 0.50% · 4.625%
HK$55,415
+HK$3,178/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,474/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,684
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,151
−HK$1,487/mo
Today · 4.125%
HK$57,638
baseline
▲ 0.50% · 4.625%
HK$60,677
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,276/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,347
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,131
−HK$1,812/mo
Today · 4.125%
HK$60,943
baseline
▲ 0.50% · 4.625%
HK$64,651
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,886/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,798
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,509
−HK$1,736/mo
Today · 4.125%
HK$67,245
baseline
▲ 0.50% · 4.625%
HK$70,789
+HK$3,544/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,490/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,732
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,025
−HK$2,330/mo
Today · 4.125%
HK$78,355
baseline
▲ 0.50% · 4.625%
HK$83,123
+HK$4,768/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,710/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,644 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,026
−HK$4,431/mo
▼ 0.25% · 3.875%
HK$84,226
−HK$2,231/mo
Today · 4.125%
HK$86,457
baseline
▲ 0.50% · 4.625%
HK$91,015
+HK$4,558/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,914/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,644 · Scale 2, in force from 26 Feb 2026)