LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,963
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,237
−HK$1,295/mo
Today · 4.125%
HK$43,532
baseline
▲ 0.50% · 4.625%
HK$46,181
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,064/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,571
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,793
−HK$1,240/mo
Today · 4.125%
HK$48,033
baseline
▲ 0.50% · 4.625%
HK$50,565
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,066/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,156
−HK$3,082/mo
▼ 0.25% · 3.875%
HK$50,685
−HK$1,553/mo
Today · 4.125%
HK$52,238
baseline
▲ 0.50% · 4.625%
HK$55,417
+HK$3,179/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,476/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,685
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,152
−HK$1,488/mo
Today · 4.125%
HK$57,640
baseline
▲ 0.50% · 4.625%
HK$60,678
+HK$3,038/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,280/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,348
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,132
−HK$1,813/mo
Today · 4.125%
HK$60,945
baseline
▲ 0.50% · 4.625%
HK$64,653
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$121,890/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,799
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,510
−HK$1,736/mo
Today · 4.125%
HK$67,246
baseline
▲ 0.50% · 4.625%
HK$70,791
+HK$3,545/mo
Deposit HK$5.39M · loan HK$12.57M · min. income ≈ HK$134,492/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,734
−HK$4,623/mo
▼ 0.25% · 3.875%
HK$76,027
−HK$2,330/mo
Today · 4.125%
HK$78,357
baseline
▲ 0.50% · 4.625%
HK$83,125
+HK$4,768/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,714/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,659 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,028
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,228
−HK$2,232/mo
Today · 4.125%
HK$86,460
baseline
▲ 0.50% · 4.625%
HK$91,017
+HK$4,557/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,920/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,659 · Scale 2, in force from 26 Feb 2026)