LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,964
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,238
−HK$1,295/mo
Today · 4.125%
HK$43,533
baseline
▲ 0.50% · 4.625%
HK$46,182
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,066/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,572
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,795
−HK$1,239/mo
Today · 4.125%
HK$48,034
baseline
▲ 0.50% · 4.625%
HK$50,566
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,068/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,157
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,686
−HK$1,554/mo
Today · 4.125%
HK$52,240
baseline
▲ 0.50% · 4.625%
HK$55,418
+HK$3,178/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,480/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,687
−HK$2,954/mo
▼ 0.25% · 3.875%
HK$56,153
−HK$1,488/mo
Today · 4.125%
HK$57,641
baseline
▲ 0.50% · 4.625%
HK$60,680
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,282/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,350
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,134
−HK$1,812/mo
Today · 4.125%
HK$60,946
baseline
▲ 0.50% · 4.625%
HK$64,655
+HK$3,709/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,892/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,801
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,512
−HK$1,736/mo
Today · 4.125%
HK$67,248
baseline
▲ 0.50% · 4.625%
HK$70,793
+HK$3,545/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,496/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,736
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,029
−HK$2,331/mo
Today · 4.125%
HK$78,360
baseline
▲ 0.50% · 4.625%
HK$83,128
+HK$4,768/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,720/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,030
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,230
−HK$2,232/mo
Today · 4.125%
HK$86,462
baseline
▲ 0.50% · 4.625%
HK$91,020
+HK$4,558/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,924/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,679 · Scale 2, in force from 26 Feb 2026)