LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,965
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,239
−HK$1,295/mo
Today · 4.125%
HK$43,534
baseline
▲ 0.50% · 4.625%
HK$46,183
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,068/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,573
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,796
−HK$1,240/mo
Today · 4.125%
HK$48,036
baseline
▲ 0.50% · 4.625%
HK$50,568
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,072/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,158
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,687
−HK$1,554/mo
Today · 4.125%
HK$52,241
baseline
▲ 0.50% · 4.625%
HK$55,420
+HK$3,179/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,482/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,688
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,155
−HK$1,488/mo
Today · 4.125%
HK$57,643
baseline
▲ 0.50% · 4.625%
HK$60,681
+HK$3,038/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,286/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,351
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,135
−HK$1,813/mo
Today · 4.125%
HK$60,948
baseline
▲ 0.50% · 4.625%
HK$64,656
+HK$3,708/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,896/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,803
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,514
−HK$1,736/mo
Today · 4.125%
HK$67,250
baseline
▲ 0.50% · 4.625%
HK$70,795
+HK$3,545/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,500/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,737
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,031
−HK$2,330/mo
Today · 4.125%
HK$78,361
baseline
▲ 0.50% · 4.625%
HK$83,130
+HK$4,769/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,722/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,032
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,232
−HK$2,232/mo
Today · 4.125%
HK$86,464
baseline
▲ 0.50% · 4.625%
HK$91,022
+HK$4,558/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,928/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,695 · Scale 2, in force from 26 Feb 2026)