LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,970
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,245
−HK$1,295/mo
Today · 4.125%
HK$43,540
baseline
▲ 0.50% · 4.625%
HK$46,189
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,080/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,579
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,802
−HK$1,240/mo
Today · 4.125%
HK$48,042
baseline
▲ 0.50% · 4.625%
HK$50,574
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,084/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,164
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,694
−HK$1,554/mo
Today · 4.125%
HK$52,248
baseline
▲ 0.50% · 4.625%
HK$55,427
+HK$3,179/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,496/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,695
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,162
−HK$1,488/mo
Today · 4.125%
HK$57,650
baseline
▲ 0.50% · 4.625%
HK$60,689
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,300/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,359
−HK$3,596/mo
▼ 0.25% · 3.875%
HK$59,143
−HK$1,812/mo
Today · 4.125%
HK$60,955
baseline
▲ 0.50% · 4.625%
HK$64,664
+HK$3,709/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,910/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,811
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,522
−HK$1,736/mo
Today · 4.125%
HK$67,258
baseline
▲ 0.50% · 4.625%
HK$70,804
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,516/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,747
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,041
−HK$2,330/mo
Today · 4.125%
HK$78,371
baseline
▲ 0.50% · 4.625%
HK$83,140
+HK$4,769/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,742/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,042
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,243
−HK$2,232/mo
Today · 4.125%
HK$86,475
baseline
▲ 0.50% · 4.625%
HK$91,033
+HK$4,558/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,950/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,780 · Scale 2, in force from 26 Feb 2026)