LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,971
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,245
−HK$1,295/mo
Today · 4.125%
HK$43,540
baseline
▲ 0.50% · 4.625%
HK$46,190
+HK$2,650/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,080/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,580
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,802
−HK$1,240/mo
Today · 4.125%
HK$48,042
baseline
▲ 0.50% · 4.625%
HK$50,575
+HK$2,533/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,084/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,165
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,695
−HK$1,553/mo
Today · 4.125%
HK$52,248
baseline
▲ 0.50% · 4.625%
HK$55,428
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,496/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,696
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,163
−HK$1,488/mo
Today · 4.125%
HK$57,651
baseline
▲ 0.50% · 4.625%
HK$60,690
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,302/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,359
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,144
−HK$1,812/mo
Today · 4.125%
HK$60,956
baseline
▲ 0.50% · 4.625%
HK$64,665
+HK$3,709/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,912/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,812
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,523
−HK$1,736/mo
Today · 4.125%
HK$67,259
baseline
▲ 0.50% · 4.625%
HK$70,805
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,518/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,748
−HK$4,624/mo
▼ 0.25% · 3.875%
HK$76,042
−HK$2,330/mo
Today · 4.125%
HK$78,372
baseline
▲ 0.50% · 4.625%
HK$83,141
+HK$4,769/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,744/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,044
−HK$4,432/mo
▼ 0.25% · 3.875%
HK$84,244
−HK$2,232/mo
Today · 4.125%
HK$86,476
baseline
▲ 0.50% · 4.625%
HK$91,035
+HK$4,559/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,952/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,790 · Scale 2, in force from 26 Feb 2026)