LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,972
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,246
−HK$1,295/mo
Today · 4.125%
HK$43,541
baseline
▲ 0.50% · 4.625%
HK$46,190
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,082/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,581
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,803
−HK$1,240/mo
Today · 4.125%
HK$48,043
baseline
▲ 0.50% · 4.625%
HK$50,576
+HK$2,533/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,086/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,166
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,695
−HK$1,554/mo
Today · 4.125%
HK$52,249
baseline
▲ 0.50% · 4.625%
HK$55,429
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,498/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,697
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,164
−HK$1,488/mo
Today · 4.125%
HK$57,652
baseline
▲ 0.50% · 4.625%
HK$60,691
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,304/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,360
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,145
−HK$1,812/mo
Today · 4.125%
HK$60,957
baseline
▲ 0.50% · 4.625%
HK$64,667
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,914/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,813
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,524
−HK$1,737/mo
Today · 4.125%
HK$67,261
baseline
▲ 0.50% · 4.625%
HK$70,806
+HK$3,545/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,522/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,749
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,043
−HK$2,331/mo
Today · 4.125%
HK$78,374
baseline
▲ 0.50% · 4.625%
HK$83,143
+HK$4,769/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,748/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,045
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,246
−HK$2,232/mo
Today · 4.125%
HK$86,478
baseline
▲ 0.50% · 4.625%
HK$91,036
+HK$4,558/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,956/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,803 · Scale 2, in force from 26 Feb 2026)