LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,972
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,247
−HK$1,294/mo
Today · 4.125%
HK$43,541
baseline
▲ 0.50% · 4.625%
HK$46,191
+HK$2,650/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,082/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,581
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,804
−HK$1,240/mo
Today · 4.125%
HK$48,044
baseline
▲ 0.50% · 4.625%
HK$50,576
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,088/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,167
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,696
−HK$1,554/mo
Today · 4.125%
HK$52,250
baseline
▲ 0.50% · 4.625%
HK$55,429
+HK$3,179/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,500/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,697
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,164
−HK$1,488/mo
Today · 4.125%
HK$57,652
baseline
▲ 0.50% · 4.625%
HK$60,691
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,304/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,361
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,145
−HK$1,813/mo
Today · 4.125%
HK$60,958
baseline
▲ 0.50% · 4.625%
HK$64,667
+HK$3,709/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,916/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,814
−HK$3,447/mo
▼ 0.25% · 3.875%
HK$65,525
−HK$1,736/mo
Today · 4.125%
HK$67,261
baseline
▲ 0.50% · 4.625%
HK$70,807
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,522/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,750
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,044
−HK$2,331/mo
Today · 4.125%
HK$78,375
baseline
▲ 0.50% · 4.625%
HK$83,144
+HK$4,769/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,750/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,809 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,046
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,246
−HK$2,233/mo
Today · 4.125%
HK$86,479
baseline
▲ 0.50% · 4.625%
HK$91,037
+HK$4,558/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,958/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,809 · Scale 2, in force from 26 Feb 2026)