LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,974
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,248
−HK$1,295/mo
Today · 4.125%
HK$43,543
baseline
▲ 0.50% · 4.625%
HK$46,193
+HK$2,650/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,086/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,583
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,805
−HK$1,241/mo
Today · 4.125%
HK$48,046
baseline
▲ 0.50% · 4.625%
HK$50,578
+HK$2,532/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,092/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,168
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,698
−HK$1,554/mo
Today · 4.125%
HK$52,252
baseline
▲ 0.50% · 4.625%
HK$55,431
+HK$3,179/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,504/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,699
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,166
−HK$1,489/mo
Today · 4.125%
HK$57,655
baseline
▲ 0.50% · 4.625%
HK$60,694
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,310/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,363
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,148
−HK$1,812/mo
Today · 4.125%
HK$60,960
baseline
▲ 0.50% · 4.625%
HK$64,670
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,920/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,816
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,528
−HK$1,736/mo
Today · 4.125%
HK$67,264
baseline
▲ 0.50% · 4.625%
HK$70,809
+HK$3,545/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,528/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,753
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,047
−HK$2,331/mo
Today · 4.125%
HK$78,378
baseline
▲ 0.50% · 4.625%
HK$83,147
+HK$4,769/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,756/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,835 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,049
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,250
−HK$2,232/mo
Today · 4.125%
HK$86,482
baseline
▲ 0.50% · 4.625%
HK$91,041
+HK$4,559/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,964/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,835 · Scale 2, in force from 26 Feb 2026)