LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,975
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,250
−HK$1,295/mo
Today · 4.125%
HK$43,545
baseline
▲ 0.50% · 4.625%
HK$46,194
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,090/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,585
−HK$2,462/mo
▼ 0.25% · 3.875%
HK$46,807
−HK$1,240/mo
Today · 4.125%
HK$48,047
baseline
▲ 0.50% · 4.625%
HK$50,580
+HK$2,533/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,094/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,170
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,700
−HK$1,554/mo
Today · 4.125%
HK$52,254
baseline
▲ 0.50% · 4.625%
HK$55,433
+HK$3,179/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,508/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,701
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,168
−HK$1,489/mo
Today · 4.125%
HK$57,657
baseline
▲ 0.50% · 4.625%
HK$60,696
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,314/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,365
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,150
−HK$1,813/mo
Today · 4.125%
HK$60,963
baseline
▲ 0.50% · 4.625%
HK$64,672
+HK$3,709/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,926/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,818
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,530
−HK$1,736/mo
Today · 4.125%
HK$67,266
baseline
▲ 0.50% · 4.625%
HK$70,812
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,532/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,755
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,050
−HK$2,330/mo
Today · 4.125%
HK$78,380
baseline
▲ 0.50% · 4.625%
HK$83,150
+HK$4,770/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,760/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,052
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,253
−HK$2,232/mo
Today · 4.125%
HK$86,485
baseline
▲ 0.50% · 4.625%
HK$91,044
+HK$4,559/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,970/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,859 · Scale 2, in force from 26 Feb 2026)