LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,976
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,251
−HK$1,295/mo
Today · 4.125%
HK$43,546
baseline
▲ 0.50% · 4.625%
HK$46,195
+HK$2,649/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$87,092/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,585
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,808
−HK$1,240/mo
Today · 4.125%
HK$48,048
baseline
▲ 0.50% · 4.625%
HK$50,581
+HK$2,533/mo
Deposit HK$8.98M · loan HK$8.98M · min. income ≈ HK$96,096/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,171
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,701
−HK$1,554/mo
Today · 4.125%
HK$52,255
baseline
▲ 0.50% · 4.625%
HK$55,434
+HK$3,179/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,510/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,703
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,170
−HK$1,488/mo
Today · 4.125%
HK$57,658
baseline
▲ 0.50% · 4.625%
HK$60,697
+HK$3,039/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,316/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,366
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,151
−HK$1,813/mo
Today · 4.125%
HK$60,964
baseline
▲ 0.50% · 4.625%
HK$64,673
+HK$3,709/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,928/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,820
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,531
−HK$1,737/mo
Today · 4.125%
HK$67,268
baseline
▲ 0.50% · 4.625%
HK$70,813
+HK$3,545/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,536/mo (50% DSR)
Upfront cash ≈ HK$6.06M (deposit + AVD stamp duty HK$673,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,757
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,051
−HK$2,331/mo
Today · 4.125%
HK$78,382
baseline
▲ 0.50% · 4.625%
HK$83,151
+HK$4,769/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,764/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,054
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,254
−HK$2,233/mo
Today · 4.125%
HK$86,487
baseline
▲ 0.50% · 4.625%
HK$91,046
+HK$4,559/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,974/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,873 · Scale 2, in force from 26 Feb 2026)