LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,978
−HK$2,569/mo
▼ 0.25% · 3.875%
HK$42,252
−HK$1,295/mo
Today · 4.125%
HK$43,547
baseline
▲ 0.50% · 4.625%
HK$46,197
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,094/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,587
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,810
−HK$1,240/mo
Today · 4.125%
HK$48,050
baseline
▲ 0.50% · 4.625%
HK$50,583
+HK$2,533/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,100/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,173
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,703
−HK$1,554/mo
Today · 4.125%
HK$52,257
baseline
▲ 0.50% · 4.625%
HK$55,437
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,514/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,705
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,172
−HK$1,488/mo
Today · 4.125%
HK$57,660
baseline
▲ 0.50% · 4.625%
HK$60,700
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,320/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,369
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,153
−HK$1,813/mo
Today · 4.125%
HK$60,966
baseline
▲ 0.50% · 4.625%
HK$64,676
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,932/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$673,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,822
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,534
−HK$1,736/mo
Today · 4.125%
HK$67,270
baseline
▲ 0.50% · 4.625%
HK$70,816
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,540/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$673,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,760
−HK$4,625/mo
▼ 0.25% · 3.875%
HK$76,054
−HK$2,331/mo
Today · 4.125%
HK$78,385
baseline
▲ 0.50% · 4.625%
HK$83,155
+HK$4,770/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,770/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,900 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,057
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,258
−HK$2,232/mo
Today · 4.125%
HK$86,490
baseline
▲ 0.50% · 4.625%
HK$91,049
+HK$4,559/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,980/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,900 · Scale 2, in force from 26 Feb 2026)