LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,980
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,255
−HK$1,295/mo
Today · 4.125%
HK$43,550
baseline
▲ 0.50% · 4.625%
HK$46,200
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,100/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,590
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,813
−HK$1,240/mo
Today · 4.125%
HK$48,053
baseline
▲ 0.50% · 4.625%
HK$50,586
+HK$2,533/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,106/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,176
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,706
−HK$1,554/mo
Today · 4.125%
HK$52,260
baseline
▲ 0.50% · 4.625%
HK$55,440
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,520/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,708
−HK$2,955/mo
▼ 0.25% · 3.875%
HK$56,175
−HK$1,488/mo
Today · 4.125%
HK$57,663
baseline
▲ 0.50% · 4.625%
HK$60,703
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,326/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,372
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,157
−HK$1,813/mo
Today · 4.125%
HK$60,970
baseline
▲ 0.50% · 4.625%
HK$64,680
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,940/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$673,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,826
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,538
−HK$1,736/mo
Today · 4.125%
HK$67,274
baseline
▲ 0.50% · 4.625%
HK$70,820
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,548/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$673,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,764
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,058
−HK$2,332/mo
Today · 4.125%
HK$78,390
baseline
▲ 0.50% · 4.625%
HK$83,159
+HK$4,769/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,780/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,062
−HK$4,433/mo
▼ 0.25% · 3.875%
HK$84,263
−HK$2,232/mo
Today · 4.125%
HK$86,495
baseline
▲ 0.50% · 4.625%
HK$91,054
+HK$4,559/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,990/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,937 · Scale 2, in force from 26 Feb 2026)