LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,981
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,256
−HK$1,295/mo
Today · 4.125%
HK$43,551
baseline
▲ 0.50% · 4.625%
HK$46,201
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,102/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,591
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,814
−HK$1,240/mo
Today · 4.125%
HK$48,054
baseline
▲ 0.50% · 4.625%
HK$50,587
+HK$2,533/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,108/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,178
−HK$3,083/mo
▼ 0.25% · 3.875%
HK$50,707
−HK$1,554/mo
Today · 4.125%
HK$52,261
baseline
▲ 0.50% · 4.625%
HK$55,441
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,522/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,709
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,177
−HK$1,488/mo
Today · 4.125%
HK$57,665
baseline
▲ 0.50% · 4.625%
HK$60,705
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,330/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,374
−HK$3,598/mo
▼ 0.25% · 3.875%
HK$59,158
−HK$1,814/mo
Today · 4.125%
HK$60,972
baseline
▲ 0.50% · 4.625%
HK$64,682
+HK$3,710/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,944/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$673,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,828
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,540
−HK$1,736/mo
Today · 4.125%
HK$67,276
baseline
▲ 0.50% · 4.625%
HK$70,822
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,552/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$673,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,766
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,061
−HK$2,331/mo
Today · 4.125%
HK$78,392
baseline
▲ 0.50% · 4.625%
HK$83,162
+HK$4,770/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$156,784/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,064
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,265
−HK$2,233/mo
Today · 4.125%
HK$86,498
baseline
▲ 0.50% · 4.625%
HK$91,057
+HK$4,559/mo
Deposit HK$1.80M · loan HK$16.17M · min. income ≈ HK$172,996/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,959 · Scale 2, in force from 26 Feb 2026)