LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,982
−HK$2,570/mo
▼ 0.25% · 3.875%
HK$42,257
−HK$1,295/mo
Today · 4.125%
HK$43,552
baseline
▲ 0.50% · 4.625%
HK$46,202
+HK$2,650/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$87,104/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,592
−HK$2,463/mo
▼ 0.25% · 3.875%
HK$46,815
−HK$1,240/mo
Today · 4.125%
HK$48,055
baseline
▲ 0.50% · 4.625%
HK$50,588
+HK$2,533/mo
Deposit HK$8.99M · loan HK$8.99M · min. income ≈ HK$96,110/mo (50% DSR)
Upfront cash ≈ HK$9.66M (deposit + AVD stamp duty HK$673,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,178
−HK$3,084/mo
▼ 0.25% · 3.875%
HK$50,708
−HK$1,554/mo
Today · 4.125%
HK$52,262
baseline
▲ 0.50% · 4.625%
HK$55,442
+HK$3,180/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$104,524/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,710
−HK$2,956/mo
▼ 0.25% · 3.875%
HK$56,178
−HK$1,488/mo
Today · 4.125%
HK$57,666
baseline
▲ 0.50% · 4.625%
HK$60,706
+HK$3,040/mo
Deposit HK$7.19M · loan HK$10.78M · min. income ≈ HK$115,332/mo (50% DSR)
Upfront cash ≈ HK$7.86M (deposit + AVD stamp duty HK$673,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,375
−HK$3,597/mo
▼ 0.25% · 3.875%
HK$59,159
−HK$1,813/mo
Today · 4.125%
HK$60,972
baseline
▲ 0.50% · 4.625%
HK$64,683
+HK$3,711/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$121,944/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$673,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,829
−HK$3,448/mo
▼ 0.25% · 3.875%
HK$65,540
−HK$1,737/mo
Today · 4.125%
HK$67,277
baseline
▲ 0.50% · 4.625%
HK$70,823
+HK$3,546/mo
Deposit HK$5.39M · loan HK$12.58M · min. income ≈ HK$134,554/mo (50% DSR)
Upfront cash ≈ HK$6.07M (deposit + AVD stamp duty HK$673,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,767
−HK$4,626/mo
▼ 0.25% · 3.875%
HK$76,062
−HK$2,331/mo
Today · 4.125%
HK$78,393
baseline
▲ 0.50% · 4.625%
HK$83,163
+HK$4,770/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$156,786/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,968 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,065
−HK$4,434/mo
▼ 0.25% · 3.875%
HK$84,266
−HK$2,233/mo
Today · 4.125%
HK$86,499
baseline
▲ 0.50% · 4.625%
HK$91,059
+HK$4,560/mo
Deposit HK$1.80M · loan HK$16.18M · min. income ≈ HK$172,998/mo (50% DSR)
Upfront cash ≈ HK$2.47M (deposit + AVD stamp duty HK$673,968 · Scale 2, in force from 26 Feb 2026)